actually there IS a school in sims, you just got to build it which is located down-right of the town, AND there IS a cheat for sims. how to get 10k simoleons ? easy
1) go to the home and double click the home button (where u delete the opened apps)
2) hold the sims app (there pops out a red negative button, shaking) then click onto it
3) then go to settings>general>date and time>turn off set automatically>adjust the YEAR and NOTHING ELSE
4) go to home
5) click sims freeplay (wait while loading)
6) when loading is complete, exit the game
7) repeat numberv3 but INSTEAD you TURN ON "SET AUTOMATICALLY"
8) go back to sims freeplay
9) then ur sims chores are complete but freezed, you can see your simoleons increase 10,000 and shows what you have achieved right on top