To get money you have to plant some beans/onions or the thing you can make the most money from, i myself use beans but its up to you, then you go on to your settings, change the time to the 23rd of december 2013. Then what you do is open multitaking and close the sims app, go kback on to it and it will have worked, to carry on doing it add a day and a year every time e.g the next time would be 24th december 2014 then 25th december 2015 ect...