i think to get a shiny tree you must have
-2 spades
money u want tree to give
optional:
axe + a fully grown tree
pt1.
plant a spade and wait 24hrs
now dig it up
it will be a golden spade
pt2.
cut down a fully grown tree (optional)
now dig a hole (if optional, dig on the stump)
then input the amount of cash
it should grow
but try with a small amount 1st as i heard they can fail
(m8 did with 300k and lost it all)